How is a death benefit claimed?

2 min. readlast update: 11.21.2023

Claiming a Superannuation Death Benefit

When a superannuation member passes away, the funds accumulated in their super account and any associated insurance benefits become available as a death benefit. Here's a guide on how to claim this benefit.

Initiating the Claim

  • Notification: The super fund must be informed of the member's death. This can typically be done by a family member, executor of the will, or a legal representative.
  • Claim Form: Most super funds will have a specific death benefit claim form that needs to be completed and submitted. This form will outline the required details and documentation.

Required Documentation

  • Death Certificate: A certified copy of the death certificate is essential to validate the claim.
  • Proof of Identity: Claimants need to provide identification documents, such as a driver's license or passport.
  • Proof of Relationship: Documents that establish the relationship between the deceased and the claimant, like a marriage certificate or birth certificate, may be required.
  • Will or Probate: If the executor makes the claim, a copy of the will or grant of probate might be necessary.

Beneficiary Considerations

  • Nominated Beneficiaries: If the deceased had nominated beneficiaries with the super fund, the benefit would typically be directed as per this nomination.
  • No Nomination: Without a nomination, the super fund trustee will determine the distribution based on the fund's rules and relevant laws, prioritizing dependents and legal representatives.

Processing Time

  • Varies by Fund: The time taken to process and release the death benefit can vary based on the super fund's procedures and the complexity of the claim.

Guidance with Claimfinder Claiming a superannuation death benefit can be intricate and emotionally taxing. Claimfinder is committed to supporting you during this challenging time. By connecting you with experts familiar with the nuances of death benefit claims, we aim to simplify the process and provide clarity. If you're navigating the complexities of claiming a death benefit, Claimfinder is here to assist.  

If you have any questions, please don't hesitate to contact us.

Note: While Claimfinder connects you with super claim specialists, we don't directly process claims or offer legal/financial advice. For more information about our services and responsibilities, please refer to our Privacy Policy and Terms of Use.             
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